Our Managing Director Paul Higgins is a Solicitor with over 38 years of legal experience, particularly in the field of litigation.
All cases are handled by him from beginning to end. We have extremely strong links with specialist barristers, expert independent financial advisors and experienced paraplanners.
We have a wealth of experience in recovering compensation for clients who have been mis-sold pensions.
Clients can rest assured knowing that their case is in the hands of a specialist team of legal experts.
We have recovered millions of pounds on behalf of clients in respect of pension mis-selling cases.
You do not need to instruct us to make a claim on your behalf and if your claim is not successful you can refer it to either the Financial Ombudsman Service or the Financial Services Compensation Scheme for free.
Start your claim today
Transfer From A Workplace Pension Scheme
Many people, whose final pension would normally depend upon the numbers of years’ service and their final salary, have been wrongly advised to transfer out into what is known as Money Purchase Scheme.
Transfer To A Self-invested Personal Pension (SIPP)
Self-invested Pension Schemes, otherwise known as SIPPs, were introduced to fill a small gap in the market where a small number of pension investors wanted more control over their pension investments.
Non-Standard Investments & SIPPs
Non-standard investments are often put into SIPPs to generate huge commissions through the back door for financial firms. Call us if you are worried about an investment inside your pension.
Previously, a person going into retirement was obliged to hand over their pension fund to a Life Insurance company in return for an income for life. This was called an annuity. Recently the Government changed the rules and now it is no longer necessary to buy an annuity.
All pension companies charge for their services. However, these can vary dramatically from company to company. We have discovered a number of companies and advisors who charge on-going commission on your pension even though you may not have seen your advisor since you started saving.
FSAVCs or free standing additional voluntary contributions are like a private pension bolted on to your existing occupational pension. In many cases, the best advice would be top up your scheme with in-house AVCs that have lower charges. If you have an FSAVC and would like some advice, contact us today.
Our pension mis-selling services
Are you eligible for a claim?
- You were advised to transfer away from a Final Salary Company Pension.
- Your new pension was not compared to a low cost stakeholder pension.
- You were advised to transfer to a Self-Invested Personal Pension (SIPP).
- You were advised to invest in unregulated investments, e.g. store pods, overseas property, ethical forestry etc
- You were not given annual reviews, ongoing support and projections.
- You were charged ongoing servicing fees.