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Howard Davis SRA Regulated
Qualified Solicitor Since 1986 · SRA No: 133828

Solicitor responsible for legal oversight of pension and investment mis-selling claims handled through Pension Justice.

39+
Years Qualified
200+
Successful Cases
£4M+
Recovered for Clients
About Howard Davis

Our senior solicitor conducting pension and investment mis-selling claims is Howard Davis, a solicitor with over 39 years of legal experience, particularly in the field of litigation.

Howard is a UK-based, SRA-regulated solicitor (SRA No: 133828) who has been qualified since 1986. For almost four decades, he has worked directly with individuals who need clear, practical legal help when financial advice or professional services have gone wrong.

Howard is the solicitor responsible for legal oversight of pension and investment mis-selling claims handled through Pension Justice. All cases are handled by him from beginning to end. His work is focused on helping ordinary people who have suffered losses to their retirement savings because they were given negligent advice or their pensions were administered improperly.

We have extremely strong links with specialist barristers, expert independent financial advisors and experienced paraplanners. Clients can rest assured knowing that their case is in the hands of a specialist team of legal experts.

Where available, a professional photograph of Howard is displayed on this page so that readers can see the real person behind the information they read on this website.

Specialist Focus: Pension & Investment Claims

For the last nine years, Howard has worked exclusively on claims arising from negligent financial advice and administration relating to pensions and investments. This exclusive focus means he deals with these types of cases every day and understands the practical realities of how pension mis-selling occurs and how redress is achieved.

Howard helps clients pursue claims involving:

  • Pension mis-selling
  • Negligent pension transfer advice
  • Self-Invested Personal Pension (SIPP) claims
  • Defined Benefit (DB) pension transfer advice
  • Unregulated pension schemes and introductions
  • Pension provider and administrator failures

Most clients are ordinary people who saved for years for their retirement, only to see their pensions damaged or lost through poor or dishonest advice.

Claims are typically handled on a no-win-no-fee basis and under full SRA regulation. The process usually involves assessing what advice was given, gathering documentary evidence, submitting formal complaints and, where necessary, pursuing redress through the Financial Ombudsman Service or legal proceedings.

Experience, Results & Credentials

Howard has a wealth of experience in recovering compensation for clients who have been mis-sold pensions. He has personally handled 200+ successful pension and investment claims and has helped recover over £4 million for clients in the last five years alone. His highest single recovery to date is £186,000.

We have recovered millions of pounds on behalf of clients in respect of pension mis-selling cases.

He is regulated by the Solicitors Regulation Authority and appears on the Law Society's public solicitor register, providing independent third-party verification of his professional status and history.

Howard operates a no-win-no-fee model because he only takes on cases where he believes there is a genuine prospect of success. You do not need to instruct us to make a claim on your behalf and if your claim is not successful you can refer it to either the Financial Ombudsman Service or the Financial Services Compensation Scheme for free.

Qualifications & Credentials
  • Howard Davis, LLB — University of Leicester, 1983
  • Howard Davis, SRA-Regulated Solicitor since 1986 — SRA No: 133828
  • Howard Davis, Law Society VerifiedVerify on Law Society Register →
  • Website Regulated by Solicitors Regulation AuthorityVerify on SRA Website →
  • Lexcel Accredited — Law Society Practice Management Standard
Selected Case Examples (Anonymised)
Unregulated Pension Transfer £189,774.77 recovered

A client was advised by an unregulated adviser to transfer a SIPP into an unregulated scheme that later collapsed. After escalating a complaint, redress of £189,774.77 was secured to restore the client to the position they would have been in had the transfer been blocked.

Disputed Pension Advice £75,437.08 recovered

A client's pension funds were moved into an SSAS that failed. The adviser denied involvement. Following a Financial Ombudsman Service investigation and final Ombudsman decision, the client recovered £75,437.08 in compensation.

Howard's aim in every case is simple: to place clients back into the financial position they should have been in if proper advice and safeguards had been followed.

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    Transfer From A Workplace Pension Scheme

    Many people, whose final pension would normally depend upon the numbers of years’ service and their final salary, have been wrongly advised to transfer out into what is known as Money Purchase Scheme.

    Transfer To A Self-invested Personal Pension (SIPP)

    Self-invested Pension Schemes, otherwise known as SIPPs, were introduced to fill a small gap in the market where a small number of pension investors wanted more control over their pension investments.

    Non-Standard Investments & SIPPs

    Non-standard investments are often put into SIPPs to generate huge commissions through the back door for financial firms. Call us if you are worried about an investment inside your pension.